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WHAT IS A VISA® GIFT CARD?

The Visa Gift card is a prepaid card that you can use anywhere Visa debit cards are accepted. It looks like any Visa credit or check card, but because it is a prepaid card, your spending is limited to the amount of money placed on the card by the purchaser.

Each time you use your Visa Gift card, the purchase amount is deducted from your card balance. You can check your card balance anytime - online or by phone. See the instructions on the back of your card.


USING A VISA GIFT CARD

Your card works at millions of places that accept Visa debit cards, including retail stores, online merchants, and for mail and phone orders.

BUYING A VISA GIFT CARD

The Visa Gift card is the easy way to give the perfect gift. The card can be used everywhere Visa debit cards are welcome. Your recipients can purchase what they want, where they want, when they want. Additionally, the card is backed by all the protection and security features you've come to expect from Visa. BankPlus Gift Cards will not work at an Automated Fuel Dispenser; the recipient of the card must present the card to the cashier inside the fuel station for fuel purchases.

If you purchase this card as a gift, please give your recipient all materials that you receive with the Visa Gift card at the time of purchase. These materials should include the terms and conditions for using the Gift card, and will help your recipient to understand how to best use the card and have a positive shopping experience. If giving the card to a young person with no card use experience, you may wish to review the materials with the recipient or their parent.


FRAUD PROTECTION AND ZERO LIABILITY

Visa Gift cards also are covered by Visa's Zero Liability policy. This policy protects the cardholder from fraudulent use of a lost or stolen Visa Gift card. Report lost or stolen cards immediately to BankPlus by calling 1-855-543-9167. BankPlus will need to have the card number to cancel the card and issue a replacement. Keep a record of the Visa Gift card number in a safe place, separate from the card.

Find out more about Visa's Zero Liability at www.visa.com.

To ensure authorized use of the Visa Gift card, be sure to sign the back of the card before using it. You will be asked to sign a purchase receipt when using the card for payment.

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