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Commerce DirectCheck


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Commerce DirectCheck card
Commerce DirectCheck
Student DirectCheck card
Student DirectCheck

The Commerce DirectCheck Card is a reloadable, prepaid card that allows you to easily access your money. Your funds will automatically be deposited to your card. You can then use it to make purchases, access cash, and pay bills.

How to use your Commerce DirectCheck card:

  • Make purchases anywhere Visa® debit is accepted
  • Get cash at any ATM displaying the Visa or Plus® logo worldwide
  • Get cash back on purchases at thousands of merchants accepting PIN-based transactions, including grocery, drug and discount stores

Benefits of the Commerce DirectCheck Card:


  • Avoid carrying around large amounts of cash
  • If your card is ever lost or stolen, Visa’s Zero Liability Policy* protects you against unauthorized charges


  • Use your card anywhere Visa debit is accepted worldwide
  • Avoid wasting time or money cashing paper checks
  • Access account information online or by calling 1-866-620-1367 ­ 24-hours a day, 7 days a week
  • Receive a monthly statement outlining all transactions, deposits or withdrawals made over the previous month

Cost Savings

  • Avoid paying check-cashing fees
  • Enjoy fee-free cash back

* Customer must notify Commerce Bank within 60 days of receiving statement with unauthorized activity.