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Consumer Payments Prepaid Card
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  • Consumer Payments Prepaid Card
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  • A convenient, pre-funded card for everyday needs

    • Use anywhere Visa® or Mastercard® debit cards are accepted
    • Make purchases in stores, online and on the phone
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  • How the prepaid card works

    • Your spending limit is set by the amount of money your sponsor loads onto the card
    • Use the card to buy what you want, when you want, until the money is depleted
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  • Get Cash*

    • Use the Card to get cash worldwide at ATMs with the Visa® or Cirrus® logo. Use the card at Maestro® merchants for purchases of goods and services and you can request to receive cash back

    * ATM access and cash back features are available on Prepaid Cards only if your sponsor selects those options

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Stay Informed with
Alerts
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ATM
Locator
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Avoiding
Fraud
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Savings & Budgeting
Videos

Stay Informed with Alerts

Get email or text alerts:

  • When a deposit is made to your card
  • When your balance is low

To Sign up for Alerts:

  • Log in and select Alerts under the My Settings menu
  • Enter your contact details under the Alerts Settings section
  • Select the alerts you would like to receive under Alert Options and click Submit
  • Be sure to complete the verification steps for your text message device number

Avoiding Fraud

Stopping criminals Sometimes criminals will try to trick individuals into disclosing personal information in a text, email or on a phone call. Phony emails may direct you to a fraudulent website that looks like a Bank of America website. These phony emails may even ask you to call a phone number and provide account information. Please remember that:

  • Bank of America will never ask you in an email or text to disclose any personal information, such as your Social Security Number, PIN (Personal Identification Number) or Prepaid Card Number
  • Offers that sound too good to be true often are. You may be asked to fill out a short survey in exchange for money being credited to your account at the account number you provide. Bank of America will never request your information in this way
  • Claims that your account may be closed if you fail to confirm, verify or authenticate personal information are not from Bank of America

If you receive a suspicious email or are directed to a website that also looks like Bank of America, report it to [email protected] and then delete the suspicious email.


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Copyright 2025 Bank of America Corporation . Visa Global Privacy Notice.
Bank of America, N.A. Member FDIC Equal Housing Lender


Your funds are eligible for FDIC insurance. Your funds are insured up to $250,000 by the FDIC in the event Bank of America, N.A. fails, if specific deposit insurance requirements are met. See fdic.gov/deposit/deposits/prepaid.html for details. In the event Bank of America, N.A. fails, the FDIC may require information from you, including a government identification number, to determine the amount of your insured deposits. If you do not provide this information to the FDIC access to your insured funds will be delayed.

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