Visa First Financial BackPocket Prepaid Card Fee Information

Visa First Financial BackPocket Prepaid Card

Summary of Fees

  • Monthly fee

    $4.00 ł
  • Per purchase

    $0
  • ATM withdrawal

    $0 in-network
    $2.00 out-of-network
  • Cash reload

    $3.74*
Type of fee Amount
ATM balance inquiry (in-network or out-of-network) $0
Customer service (automated or live agent) $0 or $2.00 ⱡ per call
Inactivity $0
We charge 4 other types of fees. Here are some of them:
Type of fee Amount
Additional Card Fee $10
Expedited Card Replacement Fee $20

ł No Monthly Fee for first three months following new account set up.

* This fee can be lower depending on how and where this card is used.

ⱡ Per call. First two calls per month are free.

No overdraft/credit feature.
Your funds are eligible for FDIC insurance.

For general information about prepaid accounts, visit cfpb.gov/prepaid.
Find details and condition for all fees and services in the cardholder agreement.

First Financial BackPocket Prepaid Card -- List of All Fees

Monthly Usage
All fees Amount Details
Monthly Service Fee $4.00 Monthly fee waived for first 3 months following card purchase.
Add Money
All fees Amount Details
Visa ReadyLink $3.74 The Visa ReadyLink reload agents may charge you a fee, and could charge you more than $3.74. Ask the amount of the fee before reloading. Locations may be found at usa.visa.com/locators/readylink-locations.jsp.
Get Cash
All fees Amount Details
ATM withdrawal (out-of-network) $2.00 This is our fee. "Out-of-network" refers to all of the ATMs in the U.S. outside of the First Financial Bank ATM network. You may also be charged a fee by the ATM operator, even if you do not complete a transaction.
Teller Cash Advance Fee $2.00
Information
All fees Amount Details
Customer service (live agent) $2.00 Per call. First two calls per month are free.
Using Your Card Outside the U.S.
All fees Amount Details
International ATM withdrawal $0.00 You may be charged a fee by the ATM operator, even if you do not complete a transaction.
Other
All fees Amount Details
Additional Card $10 This is our fee for each additional Card requested for secondary cardholders.
Expedited Card replacement $20 We impose this fee if you request express shipping.

Your funds are eligible for FDIC insurance. Your funds will be held at First Financial Bank, an FDIC-insured institution. Once there, your funds are insured up to $250,000 by the FDIC in the event at First Financial Bank fails, if specific deposit insurance requirements are met. See fdic.gov/deposit/deposits/prepaid.html for details.

No overdraft/credit feature.

Contact at First Financial Bank by calling 1-855-477-1158, by mail at Visa Cardholder Services Center, Dispute Processing, PO Box 636001, Highlands Ranch, CO 80163-6001, or visit bankatfirst.com/backpocket.

For general information about prepaid accounts, visit cfpb.gov/prepaid.
If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 1-855-411-2372 or visit cfpb.gov/complaint.

This document is a part of your BackPocket Prepaid Card Terms and Conditions. Please read it and keep it for your records.