Fee Information
-
Monthly Card Maintenance Fee
$4.95 -
Per Purchase Fee
$0.00 -
ATM withdrawal
$0 in-network$2.50* out-of-network -
Cash reload
N/A
| Type of fee | Amount |
|---|---|
| ATM balance inquiry (in-network or out-of-network) | $0 or $1.00* |
| Automated or Live agent customer service call | $0.50 or $2 per call |
| Inactive account (after 7 months with no transactions) | $2.95 per month |
| Type of fee | Amount |
|---|---|
| Replacement Card Fee | $10.00 each |
| Value unload | $9.95 each |
* Additional fees may apply from other financial institutions
No overdraft/credit feature.
Your funds are eligible for FDIC Insurance. Register your card for other protections.
For general information about prepaid accounts, visit cfpb.gov/prepaid.
Find details and conditions for all fees and services in the cardholder agreement.
List of all fees for IBC Bank Visa Cash Card
| All fees | Amount | Details |
|---|---|---|
| Card purchase | $0.00 | No initial card purchase fee charged. |
| All fees | Amount | Details |
|---|---|---|
| Monthly Card Maintenance Fee | $4.95 | Monthly Maintenance fee charged on all Cash Cards. |
| All fees | Amount | Details |
|---|---|---|
| Value unload | $9.95 | Fee charged to unload funds left on cash card. |
| ATM withdrawal (in-network) | $0.00 | "In-Network" refers to the IBC Bank ATM Network. Locations can be found at www.ibc.com. |
| ATM withdrawal (out-of-network) | $2.50 | This is our fee. "Out-of-network" refers to ATMs outside of the IBC Bank Network. You may also be charged by the ATM operator. |
| All fees | Amount | Details |
|---|---|---|
| Automated customer service call | $0.50 | Fee charged each time a customer calls and uses the automated call service. *First automated customer service call is free. |
| Live customer service call | $2.00 | Fee charged each time a customer calls and speaks with a live representative. |
| Statement copy request | $5.00 | Fee charged when a statement is requested to be mailed to customer. |
| ATM balance inquiry (in-network) | $0.00 | "In-Network" refers to the IBC Bank ATM Network. Locations can be found www.ibc.com. |
| ATM balance inquiry (out-of-network) | $1.00 | This is our fee. "Out-of-network" refers to ATMs outside of the IBC Bank Network. You may also be charged by the ATM operator. |
| All fees | Amount | Details |
|---|---|---|
| International Transaction Fee Multi- Currency | 3.00% | Of the U.S. dollar amount for international transactions where currency conversion is performed. |
| International Transaction Fee Single Currency | 0.80% | Of the U.S. dollar amount for international transactions where NO currency conversion is performed. |
| International ATM withdrawal | $5.00 | Fee charged for each ATM withdrawal conducted outside of the U.S. You may also be charged by the ATM operator. |
| International Balance Inquiry | $2.00 | Fee charged for each ATM inquiry conducted outside of the U.S. You may also be charged by the ATM operator. |
| All fees | Amount | Details |
|---|---|---|
| Lost/stolen card replacement | $10.00 | Fee charged to order a replacement card for lost or stolen cards. |
| Replacement card fee | $10.00 | Fee charged if customer is requesting to replace a damaged or worn card for a new card. |
| Express delivery | $35.00 | Fee charged to request to have card delivered within 3-5 business days instead of 7-15 business days. |
| Inactive account | $2.95 | Fee charged to accounts without activity for 7+ months for cards issued between 4/19/2007 and 1/9/2013. |
| Inactive account | $0.00 | No fee charged to accounts for cards purchased after 1/9/2003. |
| Add Funds | $0.00 | No reload fees or direct deposit fees. |
Your funds will be held at IBC Bank, an FDIC-insured institution. Your funds are insured up to $250,000 by the FDIC in the event IBC Bank fails. See fdic.gov/deposit/deposits/prepaid.html for details.
No overdraft/credit feature.
Contact IBC Bank by calling 1-866-436-1965, by mail at 8770 Tesoro Drive, San Antonio, Texas 78217, or visit www.ibc.com
For general information about prepaid accounts, visit cfpb.gov/prepaid. If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 1-855-411-2372 or visit cfpb.gov/complaint.