Navy Federal GO Prepaid Card Fee Information

  • Monthly Fee

    $0.00
  • Purchase fee

    $0.00
  • ATM withdrawal

    $0.00 in-network
    $1.00 out-of-network
  • Cash Reload

    $5.95*
Type of fee Amount
ATM balance inquiry - (in-network or out-of-network) $0 or $1.00
Live customer service call $0.00
Inactivity N/A
We charge 4 other types of fees. Here are some of them:
Type of fee Amount
International Transaction (ISA) Fee 1.0%**
Lost/Stolen Replacement Fee $5.00

* While Navy Federal does not charge a fee, fees of up to $5.95 may be charged by the retailer. This fee can be lower depending on how and where this card is used.

** Transactions made in foreign/international countries in U.S. dollars or foreign currency will be charged 1.0%

No overdraft/credit feature.

Your funds are NCUA insured, if eligible.

For general information about prepaid accounts, visit cfpb.gov/prepaid.

Find details and conditions for all fees and services at www.navyfederal.org/goprepaidcard/ or call 1-855-477-1138.

List of all fees for Navy Federal GO Prepaid Card

Add Funds
All Fees Amount Details
Visa ReadyLink $5.95 Fees of up to $5.95 may be charged by the retailer when reloading your card through Visa ReadyLink. Locations can be found at usa.visa.com/pay-with-visa/cards/services-locator.html
Visa Money Transfer $0.00
Get cash
All Fees Amount Details
ATM withdrawal (in-network) $0.00 "In-network" refers to Navy Federal owned ATMs and those within the COOP Network. Locations can be found at navyfederal.org/branches-atms/index.php
ATM withdrawal (out-of-network) $1.00 "Out-of-network" refers to the Visa/Plus ATM Network. You may also be charged a fee by the ATM operator, even if you do not complete a transaction. Locations can be found at visa.com/atmlocator/
Notifications
All Fees Amount Details
Text Messaging $0.00 Message and data rates may apply
Using your card outside the U.S.
All Fees Amount Details
International Transaction Fee — U.S. or Foreign Currency 1.00% Transactions made in foreign/international countries in U.S. dollars or foreign currency
Information
All Fees Amount Details
ATM balance inquiry (in-network) $0.00 "In-network" refers to Navy Federal owned ATMs and those within the COOP Network. Locations can be found at navyfederal.org/branches-atms/index.php
ATM balance inquiry (out-of-network) $1.00 "Out-of-network" refers to the Visa/Plus ATM Network. You may also be charged a fee by the ATM operator, even if you do not complete a transaction. Locations can be found at visa.com/atmlocator/
Other
All Fees Amount Details
Lost/stolen card replacement $5.00
Replacement card fee $5.00
Express delivery $5.00 Applicable to initial order and replacement orders

Your funds are NCUA insured, if eligible. Your funds will be held at or transferred to Navy Federal Credit Union, an NCUA-insured institution. Once there, if specific share insurance requirements are met and your card is registered, your funds are insured up to $250,000 by the NCUA in the event Navy Federal Credit Union fails.

No overdraft/credit feature.

Contact us at 1-855-477-1138 or write to us at: Visa Debit Processing Service, P.O. Box 026098, Miami, FL 33103.

For general information about prepaid accounts, visit cfpb.gov/prepaid. If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 1-855-411-2372 or visit cfpb.gov/complaint.