It's not a credit card. It's a prepaid gift card.
You can use it like any Visa® card to purchase whatever you want at your favorite store or wherever Visa is accepted in the U. S.
It's accepted at millions of locations.
Your Visa Gift Card is welcome anywhere in the United States that Visa Debit Cards are accepted. You can use it to make purchases at retail stores, by phone, or online.
It's easy to use.
Just present your Visa Gift card at the time of purchase and the transaction amount will be automatically deducted from your card's balance. To check your available balance, click on the Cardholder Sign-In link above.
Unlike a check, you don't have to cash it before you can spend it. You can use your Visa Gift card as soon as you activate it.