New PNC SmartAccess® Prepaid Visa® accounts are no longer offered effective June 25, 2023.
Existing SmartAccess Prepaid Visa accounts will be closed on October 31, 2023. Current cardholders were mailed a letter with additional information regarding account closure.

Please visit the SmartAccess Customer Service section for more information or call (866) 304-2818 with questions

SmartAccess Summary of Fees, Schedule of Fees & Terms and Conditions

1 Standard message and data rates may apply.
2 Primary cardholder only.
3 Service charge may be assessed by the merchant.
4 Cash deposits for SmartAccess cards are only available at select PNC ATMs equipped with currency validation technology. See for a complete list of PNC DepositEasy ATMs that accept PNC SmartAccess cash deposits.

* PNC does not charge a fee for the SmartAccess Mobile App. However, third party message and data rates may apply. These include fees your wireless carrier may charge you for data usage and text messaging services. Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply. Also, a supported mobile device is needed to use the SmartAccess Mobile App. Certain other restrictions apply. See the SmartAccess Mobile Service Terms and Conditions for details.

PNC SmartAccess and SmartAccess are registered trademarks of The PNC Financial Services Group, Inc.

Visa is a registered trademark of Visa International Service Association and used under license.
PNC DepositEasy is a service mark of The PNC Financial Services Group, Inc.
Apple, iPod, and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. iPhone is a trademark of Apple Inc. Android is a trademark of Google Inc. Google Play is a trademark of Google Inc.