PNC SmartAccess Fee Information
PNC SmartAccess® Prepaid Visa® Card
-
Monthly fee
$5.00 -
Per purchase
$0 -
ATM withdrawal
$0 in-network$3.00 out-of-network -
Cash reload
$4.95*
| Type of fee | Amount |
|---|---|
| ATM balance inquiry (in-network or out-of-network) | $0 or $3.00 |
| Customer service (automated or live agent) | $0 |
| Inactivity | $0 |
| Type of fee | Amount |
|---|
*This fee can be lower depending on how and where this card is used.
No overdraft/credit feature.
Your funds are eligible for FDIC insurance.
For general information about prepaid accounts, visit
cfpb.gov/prepaid.
Find details and conditions for all fees and services by visiting
pnc.com/smartaccess or calling 866-304-2818.
Schedule of Fees
PNC SmartAccess® Prepaid Visa® Card
Effective February 2, 2020
| All fees | Amount | Details |
|---|---|---|
| Card Opening | $0 | |
| Monthly Fee | $5.00 | Primary cardholders only. This fee is assessed upon activation of your initial card or upon ordering a replacement card and then each month thereafter. |
| Purchase Fee | $0 | Signature, PIN or PIN with cash back |
| Reload Funds (via PNC) | $0 | Via PNC Branch, PNC ATM, and Direct Deposit |
| Reload Funds (via ReadyLink merchants) | $4.95 | Service charge may be assessed by the Visa ReadyLink merchant. This fee may vary by merchant. |
| Secondary Card | $0 |
| All fees | Amount | Details |
|---|---|---|
| Balance Inquiry | $0 | Via Online or Automated Phone |
| Text and Email Alerts | $0 | Your wireless carrier may charge you standard text message rates. |
| All fees | Amount | Details |
|---|---|---|
| In-Network (PNC ATMs) ATM Withdrawal Fee or ATM Balance Inquiry Fee | $0 | Per withdrawal or balance inquiry at PNC Bank ATMs |
| Out-of-Network (Non-PNC ATMs) ATM Withdrawal Fee or ATM Balance Inquiry Fee | $3.00 | Per withdrawal or balance inquiry at non-PNC ATMs in the United States, Canada, Puerto Rico and U.S. Virgin Islands. When you use a non-PNC ATM, you may also be charged a fee by the ATM operator. |
| International ATMs ATM Withdrawal Fee or ATM Balance Inquiry Fee | $5.00 | Per withdrawal or balance inquiry at non-PNC ATMs in all other countries. In addition, you may also be charged a fee by the ATM operator. |
| Teller Withdrawal (PNC Branch) | $0 | |
| Teller Withdrawal (Non-PNC Branch) | $0 | Additional charges may be assessed by the other financial institution. |
| Foreign Transaction Fee | 3% | Fee calculated on the U.S. dollar amount of each international transaction. |
| All fees | Amount | Details |
|---|---|---|
| Online Statements | $0 | Via pnc.com/smartaccess |
| Paper Statements | $2.00 | This fee is assessed for monthly delivery of statements, but not for a one time request. |
| Card Replacement | $7.50 | |
| Express Card Delivery | $25.00 | |
| Balance Refund/Paper Check | $10.00 | For a refund of outstanding balance |
Your funds are eligible for FDIC insurance.
No overdraft/credit feature.
If you have questions related to your PNC SmartAccess account, visit pnc.com/smartaccess, call 866-304-2818 or write to PNC Bank c/o Visa Inc., USCS P.O. Box 026098, Miami, Florida 33102-6098.
For general information about prepaid accounts, visit
cfpb.gov/prepaid.
If you have a complaint about a prepaid account, call the
Consumer Financial Protection Bureau at 1-855-411-2372 or visit
cfpb.gov/complaint
.