Inspired Opinions Visa Prepaid Card

Fee Information

Schedule of Bank Fees

Bank Fees for InspiredOpinions Visa Prepaid Card transactions will be charged to your Account as they occur on a daily basis.

Services with no fees

Services with no fees
Purchase Transactions Fee
Purchase at Merchants (signed, using PIN, online, phone, or mail purchases) No Fee
PIN Cash-back with purchase transaction No Fee
ATM Transaction*
Bank of America ATM Withdrawal (in the U.S.) No Fee
ATM Balance Inquiries (all ATMs) No Fee
Declined Transactions (ATMs only) No Fee
Other Services
Online, Automated or Live Customer Service Inquiry No Fee
PIN Changes No Fee

Services with fees

Services with fees
ATM Transactions* Fee
Non-Bank of America ATM Withdrawal (in the U.S.) $1.75 per transaction
ATM Withdrawal International (all ATMs outside the U.S.) $3.50 per transaction
Other Services
Teller Cash Access (Available at financial institutions that accept Visa cards) (Limited to available balance only) $5.00 per transaction
Card Replacement Domestic (in the U.S.) $5.00 per request
Card Replacement - Express Delivery
(additional charge)
$15.00 per request
Card Replacement International (outside the U.S.) $15.00 per request
International Transaction Fee 3% of U.S. Dollar amount of transaction
Mailed Account Statement $1.00 per statement
Check Issuance Upon Account Closure $5.00 per request

*ATM owners may impose an additional “convenience fee” or “surcharge fee” for certain ATM transactions (a sign should be posted at the ATM to indicate additional fees); however, you will not be charged any additional convenience or surcharge fees at a Bank of America.  A Bank of America ATM means an ATM that prominently displays the Bank of America name and logo. Balance inquiries may not be available at all ATMs outside the U.S.

An ATM Transaction Decline occurs when you request an amount greater than your balance or you incorrectly enter your PIN more than four times.

Note: For any questions related to the above Fee Schedule, please call the Prepaid Card Customer Service Center at (866) 213-8564, (866) 656-5913 TTY, or (423) 262-1650 (Collect, when calling outside the U.S.). For any questions regarding your payment amounts and dates of additions to your Account, please contact Schlesinger Group at (855) 244-0886.

Your funds are eligible for FDIC insurance. Your funds are insured up to $250,000 by the FDIC in the event Bank of America, N.A. fails, if specific deposit insurance requirements are met. See for details. In the event Bank of America, N.A. fails, the FDIC may require information from you, including a government identification number, to determine the amount of your insured deposits. If you do not provide this information to the FDIC access to your insured funds will be delayed.