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The Ingo Money service is provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions and Privacy Policy. Approval review usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money's sole discretion. Fees apply for approved Money in Minutes transactions funded to your card or account. Unapproved checks will not be funded to your card or account. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card or account. See your Cardholder or Account Agreement for details.


Earn cash back for spending at your favorite brands, online retailers and popular subscription services.

FDIC Insured

The funds on your ONE VIP Visa Prepaid card are insured with FDIC insurance up to $250,000 by Stride Bank, the issuer of your card.

No Hidden Fees

$4.95 per month. Boom. No minimum balance, no credit check, no overdraft fees. Ever.

Zero Liability

If your ONE VIP card is ever used without your authorization, Visa’s Zero Liability Policy ensures that your funds are returned to you.

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