Convenience
Enjoy easy access to cash at over 40,000 no-fee Allpoint® ATMs in the U.S. and Puerto Rico¶.
No hidden fees
No minimum balance fee, no activation fee, no monthly fee and no customer service fee. For a full list of all fees, see "Fee Information," linked below.
24/7 customer service
For Paycom Vault Card customer support, call 888.333.4698.
FDIC-insured
The funds on your Vault Visa® Payroll Card are insured by the FDIC up to $250,000 through the issuer.***
Visa Zero Liability fraud protection
Subject to its terms, under Visa's Zero Liability Policy, your liability for unauthorized Visa debit transactions on your Card Account is $0.00 if you are not negligent or fraudulent in the handling of your Card. You must notify Vault Customer Service immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult Vault Customer Service.
The Vault Visa® Payroll Card is issued by The Bancorp Bank, N.A., Member FDIC, pursuant to a license from Visa USA, Inc. and can be used everywhere Visa debit cards are accepted.
Visa is a registered trademark of Visa International Service Association. Apple, the Apple logo, App Store and Apple Pay are trademarks of Apple, Inc., registered in the U.S. and other countries. Google, Google Pay, Google Play and the Google Play logo are trademarks of Google LLC. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd. Allpoint is a registered trademark of ATM National, LLC. All other marks and logos are the property of Paycom or the respective owners of such marks and logos.
*Early direct deposit availability depends on timing of payor's payment instructions, and fraud prevention restrictions may apply. We generally make these funds available on the day the payment file is received, which may be up to two days earlier than the scheduled payment date. As such, the availability or timing of early direct deposit may vary from pay period to pay period.
† Offers are made by participating merchants. The Bancorp Bank, N.A., and Paycom are not the sponsor of Offers and Perks and are not responsible for fulfilling offers.
** When loading cash, third-party fees, limits and restrictions may apply. See the Cardholder Agreement for more details.
¶ See app or visit "ATM Locator" linked below or allpointnetwork.com for surcharge-free ATM locations. Fees apply for out-of-network withdrawals. See your Cardholder Agreement for a full list of applicable fees for your card. ATM limits apply.
*** The Bancorp Bank, N.A.; Member FDIC. The Program Manager of the Vault card, Paycom Payroll, LLC, is not FDIC-insured. Deposit insurance coverage only protects against failure of The Bancorp Bank, N.A.
